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Why Getting Pre-qualified Gives You a Buyers Advantage!

Our team of local financing experts are ready to guide you through the home buying process. We are committed to fast, professional, courteous and personal service to help you understand and feel at ease throughout the home buying process.

 

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Kevin Gleason

Loan Officer

NMLS# 177208

 

Brightpath Mortgage

1200 Ashwood Pky, Ste 200, Atlanta, GA 20338

Phone: (770) 238-1500
Email

KevinGleason@brightpathmtg.com

ALSO NOW OFFERING UP TO $2MILLION IN PRIVATE LOANS THAT CAN CLOSE IN 15 DAYS (FOR INVESTORS)

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We now offer....

Access to private money financing.

 
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  • $75,000-$2million loans
  • No land over 3 acres or new construction (must have foundation at minimum already built)
  • Lending can be up to 90% loan to finished value. (final terms vary by property)
  • Minimum credit scores usually 650 or higher
  • Loans are generally given to the LLC and underwritten based on property quality more than the buyer
  • One of the partners need some experience in property rehab, management or flipping
  • Loans can close in 10-15 days
  • Interest rates vary based upon property final loan to value, experience and risk.  
  • Loans for +/- 12 months w/ALL payments deferred to preserve cash-flow 

 

Our private money crowd-source funding helps you find money quickly for projects. While the rates are higher than typical loans, we do not underwrite the borrower with the scrutiny that ALL banks do. The property is key. Each loan is scored based upon the property value, opportunity, borrower experience and loan to value. Rates range from 5.4% to over 20% depending on these factors.

Once your loan is approved (typically 5-7 days once you return your lending packet), we can close quickly.Generally, we are able to score your loan in 24-72 hours.  Here are some recent loans to give you an example of how the rates apply.  An "A" score has the lowest rates.  

 
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Simple because..

Time is Money!

 

SAMPLE LOAN SCENARIOS

Ask for private money lending quote

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